Opus Software: Payment solutions for card issuers

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Prepaid, debit and credit card processing solutions and services
1. Web-based cardholder account origination framework that enables:
  1. Processing of prepaid, debit and credit card applications from multiple locations
  2. Integration of the sales agent / partner network with the bank's customer acquisition network.
Fraud management, compliance and security
1. Implementation services for fraud applications
2. Custom built rules and fraud management framework for improved identification of fraudulent behavior and fraud performance.
3. Execution of compliance rules over transactions to conform to regulatory requirements
4. Application security review ,evaluation and implementation services for
  1. PCI DSS 2008,3DES
  2. HSM – Thales, Eracom, Atalla,
  3. EMV – SmartCards
  4. Biometric
Loyalty & Rewards
1. Framework for creating and managing cardholder loyalty and reward programs
2. Aggregation of loyalty points across multiple channels, accounts and transactions
3. Redemption of accumulated points across different channels
Self service & mobile banking solutions
1. Extension of legacy platforms to mobile, web, kiosk and other channels
2. Building online interfaces to partnering banks, retailers and telcom companies for value added services
Card account management
1. Vision Plus, proprietary card system maintenance
2. Custom built prepaid card systems
3. Gift, payroll, students, travel and other specialized cards
4. Account management, loading, cash-out, remittance transactions